Terms & Conditions../original_MMB/Terms_and_conditions.html

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It's crucial to start preparing for your staging date well ahead of time, as the auto-enrolment "to-do" list can take anywhere from six to 18 months, depending on how complicated your payroll is.

To check your staging date you will require your PAYE reference:


A new law means that every employer must automatically enrol workers into a workplace pension scheme if they:

•  are aged between 22 and State Pension age

•  earn more than £10,000 a year

•  work in the UK

This is called ‘automatic enrolment’.

Each employer is allocated a date (referred to as the staging date) by which this mandatory pension must be in place.

“Automatic Enrolment” requires regular and continuous assessment of your workers.

However this drives additional processes on our part to ensure your business:

•  Meets the minimum requirements of this mandatory legislation

•  Does so in the most cost effective way, whilst minimising administrative burden upon you

•  Removes the risk of your business attracting significant penalties or criminal proceedings which at worst could lead to imprisonment

Beyond the assessment of your workers each pay period, there are other statutory requirements placed on you as an employer. The outcomes of the assessment must be communicated with your workers, and in turn an opportunity for your workers to either opt out of or opt in to the pension scheme, and for either the pension provider or employer to handle workers queries.

  1. We will undertake the assessment of workers each pay reference period (although we cannot be held responsible for any inaccuracies) and deduct contributions where someone is assessed as eligible.

  2. In addition we will manage the passage of assessed data to your preferred pension provider if required.

  3. We can also deliver all of the required communications on your behalf. The communications will be tailored to each worker’s status: eligible, non-eligible or entitled.

Summary of the different categories of worker

*Figures correct as of 2017/2018. *SPA = state pension age.

The DWP will review these figures annually.

They will publish the revised figures on their website as soon as they are announced.

Visit www.thepensionsregulator.gov.uk/automatic-enrolment-earnings-threshold.aspx  for details.

Reproduced with permission of The Pensions Regulator

Further information can be found on the
following websites: